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Have you or a loved one ever filed an insurance claim to obtain benefits, only to subsequently discover that your claim for benefits has been denied? Do you believe the denial is wrongful? It very well may be, as wrongful insurance denials are far more common than one would think. Insurance companies can deny coverage for a number of reasons. Insurers can allege the claim falls under a fine print exclusion, or they can allege the policyholder did not meet a condition precedent to the contract, thereby justifying a denial of insurance coverage. Just because the insurer provides you with an alleged justification for denying coverage, that does not mean that the justification is reasonable
