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It is critical that one understands his or her automobile insurance coverage and limits prior to committing to an insurance policy. Often times, an insured’s bodily injury coverage is stated in a three number format. For instance, 50/100/50. In this three number format, the first number represents the amount covered for a single person in the collision. The second number represents the amount covered in the entire collision. The third number represents the amount covered for property damage, which is a separate type of coverage. Using the prior figures, if you have a 50/100 bodily injury liability policy limit, that means that your insurance policy will cover up to a maximum of $50,000
