What is MedPay Coverage?

MedPay coverage, or medical payments insurance is a form of first party insurance coverage that is an extension of car insurance to cover medical expenses and other expenses. These other expenses can include replacement services, funeral expenses, and survivor’s loss. MedPay coverage is often times referred to as “no-fault” coverage, because MedPay coverage is designed to be paid by the insurer regardless of fault. This means even if a person caused an accident, that person can still make a claim for PIP coverage under his or her own insurance policy. So who is covered by MedPay coverage? The automobile insurance policy holder, policyholder’s relatives in the same household, passengers i

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