Public adjusters have a tremendous amount of power in adjusting insurance claims, and unfortunately that power is often times abused. An insured has a variety or protections under Illinois law against illegal and unethical acts performed by public adjusters. If a public adjuster violates rules and standards that are set out in Illinois statutes and the Illinois Department of Insurance administrative code, you may be able to void your contract with your public adjuster and recover damages incurred as a result of the violation. Some of the most common illegal and unethical acts performed by public adjusters are as follows: A public adjuster must be licensed with the Illinois Department of In
Have you ever worked with a public adjuster or an independent adjuster in the context of handling an insurance claim? If you have suffered a loss and would like to maximize the benefits of your insurance proceeds, it is imperative that you know the differences between public and independent adjusters. Public Adjuster: A public adjuster is hired by the insured, and works solely for the insured in appraising and negotiating a claimant's insurance claim. A public adjuster is hired by the insured to interpret the insurance policy, assess the damage and how much it will cost to repair, and negotiate with the insurance company on behalf of the policyholder until the claim is settled. Since a pu
